Effective Date: July 29, 2025
Welcome to Apna Budget Business. By purchasing or using our digital products, you agree to the following terms and conditions:
1. Product Usage
- Your purchase gives you a personal, non-transferable license to use the digital product.
- You may not resell, share, reproduce, or distribute the files (Google Sheets, PDFs, planners, etc.) without written permission.
2. Payment & Delivery
- All payments must be made via supported platforms (UPI / Razorpay / Instamojo / PayPal).
- Once payment is successful, you will receive instant access to your digital product via email or download link.
- Please make sure your email and payment information are correct during checkout.
3. Refunds & Support
- As this is a digital product, no refunds are provided after purchase.
- In case of technical issues (e.g., file not opening or delivery error), contact us within 3 days and we’ll fix it promptly.
📧 Email: contact@apnabudget.store
4. Copyright & Intellectual Property
- All content, including templates, sheets, graphics, and branding, is the property of Apna Budget
- Any unauthorized copying, redistribution, or commercial use is a violation of copyright law.
5. Modifications to Product or Terms
- We may update our products or these terms at any time without prior notice.
- Continued use of the product means you agree to the most recent version of the terms.
6. Limitation of Liability
- We are not responsible for any financial decisions, losses, or outcomes based on the use of our tools.
- Our products are designed for guidance and planning, not for official financial or legal advice.
7. Governing Law
These terms are governed by the laws of India, and any disputes will be handled under Indian jurisdiction.
By accessing or purchasing our digital product, you confirm that you’ve read, understood, and agreed to all the terms above.