Refund and Returns Policy

Effective Date: July 29, 2025

At Apna Budget Business, we offer digital financial tools designed to help you manage your household budget, savings, and investments. Since our products are digital and instantly accessible, we follow a strict no-refund policy.


❌ No Refunds After Purchase

Due to the digital nature of our products, we do not offer refunds once the purchase is completed and the product is delivered. Please read the product description carefully before buying.


✅ Exceptions – We’re Here to Help

We understand that issues can happen. If:

  • You did not receive the file after payment
  • The file is corrupted or not opening properly
  • You made a payment but were not redirected to download

Please contact us within 3 days of purchase, and we’ll make sure you get the correct working version.

📩 Email: contact@apnabudget.store


🔄 Exchange Policy

We do not offer exchanges for one digital product to another after delivery. Please choose your plan (Starter / Pro / Advanced) carefully.


⚠️ Fraud or Abuse

If we detect misuse (reselling, file sharing, or chargeback fraud), we reserve the right to block access without notice.


Thank you for understanding and supporting our small business. We’re here to provide value and support always.

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